CapitalCorp Limited was established on September 8, 2004, and began operations in July 2010 as a leasing company. Over time, it has expanded its focus and now operates as an investment firm with interests across financial services, real estate, and energy sectors.
We are recruiting to fill the position below:
Job Title: Credit Analyst
Location: Victoria Island, Lagos
Employment Type: Full-time
Job Summary
We are looking to hire a meticulous and data-driven Credit Analyst to assess the creditworthiness of individuals or businesses seeking credit or loans. The ideal candidate will be responsible for analyzing financial data, evaluating risks, preparing credit reports, and making recommendations that guide responsible lending decisions.
Key Responsibilities
Review and analyze financial statements, credit reports, and related data to evaluate credit risk.
Assess customer profiles and suggest payment plans based on income, savings, and transaction history.
Advise on credit limits and loan terms aligned with company policy and risk management strategies.
Collaborate with sales, underwriting, and collections departments to oversee and control credit exposure.
Ensure all credit evaluations adhere to internal policies and regulatory frameworks.
Maintain up-to-date documentation on all credit reviews and decisions.
Compile detailed credit reports and conduct risk analyses for management review.
Track existing credit lines to detect early warning signs of potential defaults.
Requirements
Bachelor’s Degree in Finance, Accounting, Economics, or a relevant discipline.
Strong command of Microsoft Excel and financial analysis tools.
Detail-oriented with excellent multitasking and time management skills.
Clear written and verbal communication skills.
Minimum of 4 years of relevant work experience.
Prior experience in credit analysis or similar roles in financial services.
Solid knowledge of financial ratios and credit evaluation metrics.
Strong problem-solving, mathematical, and analytical abilities.
Preferred Qualifications
Professional certifications (e.g., CFA, CPA) are an added advantage.
Experience using credit modeling tools or analytical software.
Familiarity with sector-specific credit analysis (corporate, commercial, or consumer credit).
How to Apply
Interested and eligible candidates should forward their CV to: whitedoverecruit@gmail.com and use the Job Title as the subject of the email.
Application Deadline: 27th May, 2025.
To apply for this job please visit gmail.com .